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Where to find an inexpensive apartment in Italy for vacation or relocation: Calabria and Umbria

14.04.2026
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Escape from global turbulence by climbing like a mouse into the "toe" of the Italian "boot" – Calabria, or get lost for a while among the picturesque hills in Umbria? The prospect is not only tempting, but also quite real – both regions, fortunately, are budget-friendly! You can buy a small apartment by the sea in Scalea with only 35,000 euros.

The most expensive real estate in Italy is traditionally concentrated in the north of the country: Trentino, Alto Adige, Valle d'Aosta, Lombardy, Liguria. A square meter here costs an average of 2,700-3,700 euros. Lazio, the region where Rome, the capital of the state, and the famous Tuscany are located, are close to these values (2500-2700 euros).

However, Italy is not only about luxury apartments, ancient mansions, exquisite palazzi, and estates with vineyards. There are many affordable housing offers on the market.

Calabria is the champion in the affordability of apartments for buyers (the average price is only 960 euros per square meter). Not far from the leader: Molise (up to 1100 euros), Sicily and Umbria (1100 euros), Basilicata, Puglia and Abruzzo (1300 euros), slightly more expensive Brand (1500-1700). As you can see, the "inexpensive" regions are located in the south and in the center. The exceptions are located in the north of Piedmont (1300-1500) and Friuli-Venezia Giulia (1700-1900) near Venice. It should be noted that the premium and elite segment is also present in all the listed locations, but budget and average-priced housing dominates the market, which forms the indicators.

OnHomesOverseas.ru Low-cost real estate is offered in almost all of these regions. But most of all in Calabria and Umbria. We will tell you more about them.

Calabria: accessible sea and "country" format

If the priority is the sea and the warm climate, but at the same time a modest budget for the purchase of real estate, then Calabria becomes an absolute favorite. Inna Fedyuchina, CEO of the agency Riviera Italiana confirms: This is not just the southernmost region of mainland Italy, but also the most affordable to buy a home.

Calabria is a land of unspoiled nature, two seas and a rich history. It still remains one of the most authentic and inexpensive destinations in Italy.

The coastline of Calabria is about 800 km long. The western coast is washed by the Tyrrhenian Sea, the eastern by the Ionian Sea. Here you can find wide sandy beaches, picturesque cliffs, and secluded coves. In addition, it is the only region of Italy where four national parks are located at once: Pollino, Sila, Aspromonte and Serre. Mountains, waterfalls and dense forests are only a few kilometers from the sea.

Scalea and other cities in the region

The main star of the budget segment is the city Scalea. In the 80s and 90s, small five-storey houses with compact apartments were actively built here, which formed a rich offer.

"Scalea has a special market for cottages by the sea," explains Inna Fedyuchina. "Here you can buy a small one- or two-bedroom apartment within walking distance from the beach from just 35,000 euros."

This makes the region attractive not only to Italians, but also to buyers from Europe and the former Soviet Union. In addition to the price, an important factor is the developed infrastructure: there is a railway station in the city where high-speed trains stop. "Naples can be reached in two hours, and Rome can be reached by the Red Arrow in just three hours," the expert clarifies. Many supermarkets, pharmacies, cafes and restaurants are open all year round, which distinguishes Scalea from many seasonal coastal villages.

The historical center of the city is no less interesting. The name Scalea comes from the Italian word scala, which means "ladder". It is a picturesque maze of medieval streets and staircases on a hill with a Byzantine castle and two ancient churches.

There is also a downside to mass construction. The expert warns: "Due to the dense buildings of the 1980s and the proximity to the sea, which means high humidity, some condominiums look the same and require renovation." However, for those who are looking for an inexpensive seaside resort, it is more a matter of choosing a specific facility than a serious disadvantage.

With a higher budget, other options open up. For example, Tropea One of the most beautiful small towns in Europe, located on a high cliff above the turquoise sea. The business card of the city is the Church of Santa Maria del Isola. Also worth paying attention to Reggio Calabria The largest city in the region, famous for its Falcomata embankment, which is called "the most beautiful kilometer of Italy" for its views of Sicily and Mount Etna. The picturesque fishing village of Shilla is associated with the legend of Scylla and Charybdis, and Pizzo is considered the birthplace of the famous dessert-tartufo ice cream.

What to buy in Calabria: budget guidelines

Up to 50,000 euros: In Scalea, you can buy an apartment with one or two bedrooms in an old house or a studio in a new building.

Compact one-bedroom apartment on the second floor of a five-storey building 1.5 km from the sea and 700 meters from the city center for 35,000 euros.

House 71 sq. m. located in the quiet village of Tremoli, a 10-minute drive from the center of Santa Domenico Talao and 25 minutes from the Tyrrhenian Sea for 34,000 euros.

Up to 100,000 euros:In Scalea, for this amount, you can find a good apartment with an area of 60-70 square meters in the central part of the city, close to infrastructure, so that you can easily do without a car.

Done-bedroom apartment of 42 sq. m in a complex with a swimming pool 1.5 km from the sea for 69,000 euros.

Apartment of 73 sq. m with private garden 850 m from the sea for 92,000 euros.

Up to 150,000 euros: In Scalea, this is already a spacious apartment of about 100 square meters or even a "villa" part of a small house with a separate entrance and garden. In a more prestigious Tropea, this money can only buy a modest apartment

Modern apartment of 72 sq. m in a complex with a swimming pool on a hill in Praia a Mare, 900 m from the sea for 122,000 euros.

Up to 200,000 euros:

Villa with an area of 101 sq. m. m with private garden in Chirella, 400 meters from the Tyrrhenian Sea, in a well-maintained gated condominium with a swimming pool and parking for 199,000 euros.

Calabria is most often considered for the purchase of seasonal housing, where you can periodically come and enjoy your holidays. Some people fall in love with these places and decide to settle down for a longer period of time.

There are also investors in the market. The expert recommends that they pay attention to new buildings. The price of new houses is about 2000 euros per square meter. There are options in Belvedere Marittimo, 400 meters from the sea, as well as in Praia a Mare, 900 meters away. This kind of housing is appreciated, therefore, it becomes more expensive faster than the market as a whole, which demonstrates stability with a slight upward trend.

For example, apartment 60 sq. m. apartment with a spacious terrace and garden in a complex under construction in the center of Belvedere Marittimo, 300 meters from the Tyrrhenian Sea for 112,000 euros.

Housing maintenance in Calabria is inexpensive due to the low cadastral value of objects (from which the tax is calculated) and low tariffs for house maintenance services compared to other regions of Italy.  

Umbria: aesthetics of the Italian center and investment potential

If the sea is not a prerequisite, but landscapes, gastronomy and convenient location come to the fore, the choice should be made in favor of Umbria. This region in the heart of the Apennines is often compared to Tuscany, but prices here are still more affordable.

Umbria is a wonderful region and, in my opinion, not yet appreciated enough by buyers. That certainly plays into the hands of investors," says Yulia Sharenko, manager of Great Estate Immobiliare.

Why Umbria: advantages and sought-after locations

The main advantage of the region is its geographical location. It is the very center of Italy, located at the intersection of all major highways. "It's convenient to get from any airport in Rome, Florence, Perugia, Pisa, Bologna," Julia notes. The climate here is excellent, there is no large-scale industry, unlike in the north.The region remains predominantly agricultural, but it is well connected with neighboring European countries.

Umbria is a place of natural beauty, architectural heritage, delicious cuisine, high-quality local products, including delicacies such as saffron and truffle, excellent wines and a rich cultural life: folklore and music festivals, gastronomic celebrations.

Thoughtful foreigners choose Umbria. "The region is very popular with customers from Northern Europe, Germany, Holland, Scandinavia, Switzerland, and more recently, Americans. They mostly buy vacation homes, some for retirement, to slow down and enjoy real, authentic Italy," the expert comments. At the same time, Julia notes the growing interest from young families: "Increasingly, young families with school-age children want to buy housing here, given the decent level of secondary education, security and proximity to the universities of Rome and Florence - only about an hour and a half by train or car."

The surroundings of the lake are in the greatest demand Trasimeno. There is a unique nature, hills, olive groves, there are several equipped beaches, many opportunities for outdoor activities: cycling, hiking, kiting, sailing, boat rental, fishing. Citta della Pieve, Castiglione del Lago, Passignano, and Turo sul Trasimeno are among the most sought-after cities. The zone is also very attractive.Orvieto with its unique historical center on top of a cliff, where tourists can find everything from restaurants and cozy cafes to museums and the famous underground city created by the Etruscans.

What you can buy in Umbria: from apartments to townhouses

The Umbrian market is mainly secondary housing, as new construction is strictly controlled. However, this is an advantage rather than a disadvantage: the standards of construction here are historically high.

In Umbria, we mainly work with secondary housing, as new construction in the region is highly restricted and strictly regulated by the Committee for the protection of the natural landscape. However, the quality of construction in the region is very good. Even two-room apartments here, as a rule, have an area of up to 100 square meters," explains Julia.

In the range of 150,000-200,000 euros, you can find noteworthy objects.

Up to 150,000 euros:

Spacious view apartment of 140 sq. m. renovated apartment in the settlement of Carnaiola near Fabro for 150,000 euros. Convenient location: access to the main highway is only five minutes from the house.

The townhouse is about 170 sq. m. apartment with charming loggia in traditional style, after renovation, for 140,000 euros. It can be used as a small hotel.

Up to 200,000 euros:

Villa of about 100 sq. m. m with private garden, free on three sides. It is located next to Lake Trasimeno and an ancient tower. For 195,000 euros.

Townhouse of about 120 sq. m, after careful restoration, with its own plot and garage near Orvieto, for 200,000 euros.

Part of an old mansion with a separate entrance and a private plot for 198,000 euros. Surrounded by silence and nature, a 15-minute drive from the nearest major city.

According to the expert, Umbria's investment potential is high: these options are suitable for both personal use and investment: tourism in Umbria is growing every year due to increasing demand and government support from the region.

Summary

Italy is surprisingly diverse, and its real estate market is a vivid proof of this. There is a place for those who dream of enjoying sunsets over the sea from their own balcony, and for those who seek solitude among the hills overlooking cypresses and medieval towers. And most importantly, both of these dreams are quite achievable without much damage to the budget.

Calabria and Umbria are just two examples, but they clearly demonstrate the main thing: affordable housing in Italy is not a myth or a compromise with the quality of life. This is a conscious choice of location depending on your priorities.

Do you want to wake up to the sound of the surf, spend a minimum on the maintenance of an apartment and at the same time have a working infrastructure and high-speed trains to Rome nearby? Take a closer look at Calabria, which offers a more relaxing and budget-friendly vacation compared to Amalfi or Liguria, while preserving the true spirit of southern Italy.

Is it your dream to spend evenings on the terrace with a glass of local wine, stroll through the medieval streets and harvest olives from your own plot? Umbria will be a discovery for you. The region is still undervalued, fortunately for investors and buyers, which means that you have the opportunity to enter it on the rise of interest and tourist demand.

 

Thank you for your help in preparing the material:

Yulia Sharenko, manager Great Estate Immobiliare

Inna Fedyuchina, CEO Riviera Italiana Agenzia Immobiliare

 

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