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The cost of living in Switzerland

It is widely believed that Switzerland is the most expensive country in Europe. What is the cost of living in Switzerland, what is the difference in the country and what is the ratio of the cost of living and income of residents?
28.01.2014
Homesoverseas.ru editorial office
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Restaurants Restaurants in Switzerland are quite expensive. The highest prices are in Geneva and ski resorts. Lunch at an inexpensive institution in Geneva (main course) costs from 930 rubles. (18-30 Swedish francs - CHF). In Bern, prices are relatively lower - on average, such a meal costs 750 rubles. (20 CHF) An average lunch for two with three courses (without wine) in Geneva and Zurich costs about 3,700 rubles. (80-140 CHF), in Bern - 3 400 rubles. (90 CHF). The price of local beer in all cities is from 242 rubles. up to 255 p. (0.5 l.). Cappuccino in Switzerland costs from 150 rubles. up to 186 p. (4-5 CHF). In well-known resorts such as Crans-Montana, Verbier, Nenda, Gstaad, Zermatt, prices in restaurants are usually 20-30% higher than prices in Geneva. In Switzerland, as in many European countries, usually do not leave a 10-12% tip, but can simply leave a certain amount not tied to the cost of lunch - for example, 10 CHF (387 rubles). This is due precisely to the fact that the prices in restaurants and cafes are already very high.
Food The cost of food is also quite high. The most expensive food is meat, the cost varies from 20 to 80 CHF (775–3,100 rubles) per 1 kg. The meat is very tasty and very high quality. Prices for dairy products in general are even slightly lower than in Moscow. Switzerland provides itself with products of its own production for more than 70% - this is a very high figure. Agriculture is highly developed, and locally produced fruits and vegetables can be bought at quite affordable prices. Also in Switzerland there is very tasty bread, the cost of a loaf is on average 2-3 CHF (75-112 rubles). However, local wine is relatively inexpensive, with a bottle of good wine costing an average of 13 to 30 francs. (503-1162 rubles). Here is a general overview of approximate food prices in Geneva: In Bern, food prices are generally lower by CHF 0.5-1. In Zurich, prices for many products are slightly higher than those in Geneva. In such Swiss stores as Migros, COOP, as well as in the stores of the Landi agricultural cooperative network, prices are usually low and the same throughout Switzerland. Most residents prefer local products, such as cheese or very good Swiss wine, which is not even exported from the country. Transport Public transport prices are high in Switzerland. For example, a train ticket from Geneva to Zion (2 hours drive) costs 50 CHF (1,937 rubles). Although there are significant discounts when buying season tickets. Taxis are even more expensive, for example, from the Zion station to the Nenda resort - only 18 km, and this route costs 90 CHF (3 488 rubles). Also higher gasoline prices. Prices for urban public transport in Geneva are lower than in other cities. A one-way ticket costs about RUB 119–130. (3.20-3.50 CHF). In Bern and Zurich, a ticket costs about 4 CHF (150 rubles). A public transport ticket for a month costs about RUB 2,600-2,800 in Geneva. (70-75 CHF). The price of a 1 km taxi ride in Geneva costs 100-200 rubles. A liter of gasoline (95) on average - 67–70 rubles. A Volkswagen Golf class car can be bought for 1,046,000 rubles. (28,000 CHF). The majority of Swiss residents use a well-developed travel pass system. The most common is the general subscription (GA) for travel on all types of transport, including ships and some mountain railways. A second class GA costs 3500 CHF (135 658 rubles). If one adult member of the family has a general subscription, then the second adult on the same farm can purchase GA for 2490 CHF (96 511 rubles), and the next family member for 2000 CHF (77 519 rubles). Annual GA for children 6-16 years old costs 1570 CHF (60 852 rubles), young people or students under 30 pay 2530 CHF (98 062 rubles) per year. People with disabilities (for example, people in wheelchairs) pay even less - 2300 CHF (89,147 rubles) per year. There is a GA for a dog for 760 CHF (29 457 rubles) per year. The costs of the general pass from the Swiss quickly pay off, since transport is expensive. There are other forms of fare reduction, such as a one-year or two-year half-price pass, upon presentation of which you can only pay half the price for each ticket. Also in many communes there are sites for residents where you can book daily passes for residents of the commune for a small cost. Payments for housing and other everyday services Utilities in Switzerland are high, on average 2% of the cost of housing per year, including taxes. Housing in Switzerland typically accounts for 20% of income. It is necessary to distinguish between the form of housing, whether it is owned or rented. Most Swiss - about 70 percent of the population - live in rented housing. The total cost of rental housing services is significantly lower than that of owned housing. Utilities (electricity, heating, water, garbage disposal) for 85 sq. m. in Geneva averages about 200 CHF (from 5 600 to 9 300 rubles). In Bern, the average price is about CHF 100 higher (RUB 10,800). Low tax cantons have high utility fees. For example, a garbage bag in the canton of Zug for 35 liters costs 2.90 CHF (in Bern 1.50 CHF). The quality of housing matters. Modern, well-insulated homes have significantly lower electricity costs than homes built decades ago. It is also important how the owner calculates the rent. If the owner regularly makes improvements in the house (not repairs, namely, improving the condition - for example, replacing materials with better ones), then he has the right not only to exempt the amount spent from taxes (which is beneficial to the homeowner), but also to raise the rent (which is unprofitable tenants). The rental law in Switzerland is very developed and strictly regulates actions on the part of the owners. The monthly fee for cable Internet in the country is about 30–70 CHF (1,021 - 2,382 rubles). A minute of conversation on a mobile connection costs from 3 to 11 rubles. Healthcare Switzerland has compulsory health insurance and many health insurance funds. Residents are looking for a suitable hospital for themselves and pay a monthly fee. This allows you to use the services of doctors on very favorable terms. The most common option is when about CHF 250–300 (RUB 9,689–11,627) is paid per month to the health insurance fund, while the cost of medical services is 10% of the doctor's fee, and the rest is covered by the health insurance fund. Sports, entertainment A monthly subscription to a fitness center for an adult costs an average of 3,000 to 4,600 rubles in Switzerland. The price of one ticket to the cinema is 670-710 rubles. Clothing Jeans (Levi's and similar brands) in Geneva cost from 3 700 to 5 200 rubles. Women's summer dress - RUB 1,500-2,600. Sports shoes (Nike) - from 3 800 to 6 350 rubles. In Bern, clothing prices are often CHF 20-30 lower. The clothes of chain retailers, even budget ones, are generally higher than in neighboring countries. It can also be noted that people living in border areas prefer to shop in neighboring countries, which is much more profitable. Switzerland, like the rest of the world, has a sales season twice a year - in winter and summer. On sales, discounts go up to 80%. The prices for textiles are naturally lower than in Moscow, but higher than in Italy. The standard of living in Switzerland is very high; it is one of the most developed countries in Europe. Despite the fact that this country is very expensive, it also has the highest salaries in the European Union, so the Swiss can quite afford such a level of expenses. The average monthly salary in the country is approximately CHF 5.613 (RUB 217,558). Daniil Burygin, HomesOverseas.ru The HomesOverseas portal would like to thank Irina Chernov-Burger ( RUS 2 SWISS Immobilien GmbH ), Yulia Sharonova ( SharonoFF ) and Irina Simonyan ( Henley Estates ) for their help in preparing this article.
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Discussion
Olga
only the Swiss francs and not Swedish as it is written in the third sentence
15 of Mar 2014 13:40:49
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irina
yeah... Switzerland is a beautiful country,really want to live there a bit,but then go there does not want
23 of Feb 2014 18:40:09
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elena
Pochemu Evrosojuz? Shweizarija v Shengene,no ne v EU. Slawa Mediterranean sea.
29 of Jan 2014 1:20:06
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