The possibility of buying an apartment in the mortgage
Barsanova Veronika asks:
Good day. I live in Kazakhstan. Can I buy an apartment in Spain with a mortgage? What documents are needed for this?
Expert answers (2)
(Distant Property)
Good afternoon, yes, you can, it is important that you have sufficient official income that you could confirm. Well, if there is a positive credit history and the presence of other assets.
2.07.2019
(LUXBARCELONA)
Yes, you can get a mortgage. To do this, you only need to show your income in Kazakhstan, it may be tax returns, income certificates, and so on. In Russia, for example, these are 2NDFL or 3NDFL certificates. The bank will give you 60% of the value of the object. The loan term can be for 20-30 years.
28.06.2019
Consultation
SPAIN. Other issues
What guarantees does the state currently give to the owner of real estate, a non-resident, from payouts?
05.03.2025
SPAIN. Investments, leasing, sale
What is the mechanism for selling an apartment in Alicante, is it possible to remotely conclude an agreement with an apartment sales company?
05.03.2025
SPAIN. The rights of foreign buyers
Hello, I am a citizen of Uzbekistan. can I buy real estate (with a mortgage with a down payment of 50%, and for cash) in Spain? How will it be with obtaining a residence permit in Spain? I am grateful in advance.
18.03.2024
Other objects in this region
21 of Mar, Friday 11:00
The Great St. Petersburg Real Estate Fair invites buyers and private investors interested in buying properties abroad to a foreign Real Estate Salon. The event will take place on March 21st and 23rd, 2025 at the Expoforum. 
