The purchase of housing
Alexey asks:
How can I get real estate in Mallorca or Menorca in a mortgage and what are the conditions?
Expert answers (2)
(Spanish Life)
Alexey, good afternoon.
List of documents for obtaining a mortgage in Mallorca:
- international passport
- NIE (alien identification code)
- certificate of employment for half a year
- tax return for the last year
- extract from the bank (of your country) on cash flows
- credit history
The Bank may request additional documents at its discretion. The list above is the main package of documents.
Alina
Spanish life
List of documents for obtaining a mortgage in Mallorca:
- international passport
- NIE (alien identification code)
- certificate of employment for half a year
- tax return for the last year
- extract from the bank (of your country) on cash flows
- credit history
The Bank may request additional documents at its discretion. The list above is the main package of documents.
Alina
Spanish life
22.06.2020
(Benimarestates)
Hello, Alexey! Non-residents in Spain can get a mortgage of 50-60% with a banking interest of 2.3-2.6% per annum. To do this, you need to prepare a standard package of documents on income, credit history and real estate in Russia with an official translation into Spanish or translation, notarization and apostille. The submitted documents are considered by the bank within approximately 14 days, then a bank assessment is made and a loan is issued. The whole procedure takes about a month.
21.06.2020
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