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How much money do I need to deposit to get started?

asks:
I want to buy a studio in Thailand with a mortgage or installments, can you tell me how much you need to deposit first?

Expert answers (2)

The initial payment in Phuket is usually 25-30% of the total cost of the property. Then there is an interest-free installment plan until the end of construction, which is usually 2-3 years.

There are installment payment options with payment for most of them already upon receipt of the keys. For example, there is an offer on the market - the initial payment is 30%, and the remainder is 70% upon receipt of the keys.

There are mortgage options when you pay 50% of the cost of the property, and the remainder for up to 15 years at 6% per annum in baht.

There are installment payment options for up to 5 years after receiving the keys.

There are many options and you can always choose the ideal option for the client or negotiate special conditions with some developers.
18.11.2025
On average, 25 to 30% of the total cost is sufficient for the initial payment, and then, most often, installments are provided until the end of construction./
12.06.2025
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