Installment payment for real estate
Natalia Morenets asks:
Good afternoon! I am interested in the issue of installments or mortgages. Can I, as a citizen of Ukraine, purchase real estate in Bulgaria with a mortgage?
Expert answers (5)
(Oazis Real Estate)
Hello. A mortgage in Bulgaria is theoretically possible for Ukrainian citizens, but for this there must be a guarantor - a Bulgarian citizen, as well as a confirmed income and a number of other documents. Each bank has its own requirements and conditions.
Installments are possible without a mortgage if you purchase a property from a builder, but usually up to 1-2 years.
There are also several builders offering installments of up to 10 years, but at a higher cost.
The first installment payment is from 30 to 50% of the cost.
You can leave a contact for communication and the broker will contact you.
Installments are possible without a mortgage if you purchase a property from a builder, but usually up to 1-2 years.
There are also several builders offering installments of up to 10 years, but at a higher cost.
The first installment payment is from 30 to 50% of the cost.
You can leave a contact for communication and the broker will contact you.
6.03.2026
(Grand Estates Group)
Natalia, hello! Get a mortgage loan
you won't be able to in the bank. You can consider buying in installments from the developer. And now it is not necessary on the market that these options are under construction. There are installment options available in a ready-built house. If you wish to consider such options, please contact us, we will be happy to help.
you won't be able to in the bank. You can consider buying in installments from the developer. And now it is not necessary on the market that these options are under construction. There are installment options available in a ready-built house. If you wish to consider such options, please contact us, we will be happy to help.
6.03.2026
(Distant Property)
Good afternoon, developers have installments for facilities under construction. It is more difficult with a mortgage, you need a reliable income in the country of purchase, understandable to banks, then you can count on a positive decision. It is better to focus on installments, sometimes for several years.
5.03.2026
(IBG-Property)
Good afternoon, Natalia! You won't be able to get a mortgage. The issue of installments is already strictly individual, depending on the specific developer.
5.03.2026
(Royal Properties)
Hello, a mortgage is only available for permanent residence or Bulgarian citizenship, but you can purchase real estate in installments from the developer. In Bulgaria, developers offer flexible conditions for each client. We help with this issue and provide full support.
5.03.2026
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