Currently, market prices are a bit higher than the real only in the most popular German cities - Berlin, Hamburg and Munich, reports the online source Property Investor Europe reports citing the president's Pfandrief bank. Experts believe that the formation of a bubble similar to those that have arisen in some countries in southern Europe before the financial crisis, Germany is unlikely. The ratio of housing prices and wages in Germany remains unchanged, growth in mortgage lending also takes place within an acceptable framework. For the first three quarters of 2013 the total amount of loans to German banks, amounted to EUR 35 billion, which is 4.2% more than in the same period of 2012. The number of those wishing to invest in real estate now exceeds the number of sellers. HomesOverseas.ru