Exceptional new modern villas in 5***** stellar ...

Luxurious 5***** The Umaga resort near Kempinski Resort offers new villas in a super-luxury resort!
The construction is completed!
Mortgage/financing options are available for buyers!

Prices for villas with parking are inclusive of VAT, furniture and equipment!
If you are buying as a company, the price will be without VAT.


Panoramic pools, SPA center, gourmet restaurants, personal chef, children\'s park, golf course nearby, tennis courts, beach with sunbathing area.
The construction was completed in 2024-2025.

Infrastructure of the complex 5***** The stars will include:

• 24/7 concierge service
• Health center and spa
• infinity edge rooftop pool
• fitness studio
• gourmet restaurant on the roof with stunning panoramic views of the sea and the picturesque landscapes of Slovenia
• garden pools
• garden restaurants and cafes (Italian cuisine restaurant, steakhouse, etc.)
• pools, playgrounds and other facilities for children
• 18-hole golf course
  
  The resort offers 55 modern luxury villas with sea views, 12 of which have private roofs with pools, while the rest are wonderful modern detached and semi-detached villas with 2, 3 and 4 bedrooms. Some villas have outdoor parking, some have garages. The villas mainly have three levels (basement, ground floor and upper floor).$amp;nbsp;

This is a unique opportunity to get a luxury villa with full access to services 5**** high-class resort stars.

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$ $ $ NOTIFICATION:

• the cost of maintenance is 4 euros per square meter + VAT (monthly), it will constantly increase.
• the reserve price is 0.50 euros per square meter (per month)
• access to the pools is free, and towels, deck chairs, umbrellas are charged
• entrance to the gym is free
• entrance to the spa is free by the end of the year
• the pool rental meeting must be announced separately to explain the conditions for the next season.
• each property has its own measuring device for water, electricity, and heating, which will be billed to the owner.
  
  
  

Special mortgage offer to finance the purchase of apartments/villas

For individuals/buyers

A mortgage can be issued to an EU resident who has income in EU currency.

Loan term: maximum 30 years
Payment:$for monthly installments (loan and interest)
Own capital:$30%min of the property value
Deposit:$real estate mortgage, loan up to 70% of the collateral value
Opening an account in Slovenia with regular payment is mandatory
Deadlines:The loan is issued after depositing equity, after opening an account with a designated bank, and after obtaining permission to use the acquired property.

Interest rates can be fixed or variable.:
fixed rates
1-10 years – 1.7%
11-20 years – 2.1%
variable rates
1-10 years - 6m Euribor + 1.35%
11-20 years – 6m Euribor + 1.50%
21-30 years -6m Euribor + 1.60%

Cost and fees:
Approval fee: 980 euros
Notary fees
assessment is free

Required documents:
passport copy
employment certificate
income statement for 2019, 2020
debt statement
bank statement
additional documents may be requested

For corporate customers

Mortgage financing can be provided by a Croatian or European company.

Loan term:$12 years maximum
Payment:$for quarterly equal loan installments
The interest rate:$6mEuribor +3%, quarterly interest payment

Own capital:$min 30% of the value of the property; 50% in the case of creating an SPV for the purpose of buying real estate and renting, if this is the only income
Appropriate creditworthiness and cash flow are required.
The deposit:$real estate mortgage, loan up to 70% of the collateral value or 50% in case of SPV
Opening a regular account in Slovenia is mandatory (or an SPV account).
Deadlines:The loan is issued after depositing equity, after opening an account with a designated bank, and after obtaining permission to use the purchased property.

Cost and fees:
Approval fee: 0.5%
management fee: 0.1% once a year for the outstanding loan balance
Notary fees
assessment – free

Please feel free to ask questions.

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